We all know that being self-employed has it pros and cons. The Pros are you make a bunch of money working your tail off, and you get to right off  expenses off your gross income so you pay less in taxes. Cons is when you go to the bank being self employed and get turned down for the home loan – they say you do not make enough net income.

But not with us!. We understand you situation.

We do not ask for tax return! We may ask for 2 bank statement or 24 months of bank statements – it just depends on the down payment, reserves and credit score. We have several programs to fit the the sharpest, astute and shrewd borrower to the borrower that is just getting back on their feet – so figure for 730+ credit down to 500+ credit are the borrowers we serve.